We all look for opportunities and ways to earn more money to fill our pockets. But only very less people can understand the importance of saving. We must remember “penny saved is penny earned”. Here , lets discuss the simple saving tips in our daily life.
1. Reduce your Utility bills like Electricity bills and Telephone bills and Internet bills etc
If we you are keen to save some bucks monthly, we should keep an eye on our utility bills. Always keep a tap on your electricity consumption for example Its always better to use florescent bulbs than regular bulbs and You can keep refrigerator cooling level in low or medium and Air conditioner consumes lot of electricity , so better use when it is necessary .
When it comes to internet bills , check out the plan which will fit in your monthly usage. Keep tracking how much data you are using per month. For an example, if you are using only 2 GB every month , what is the purpose you go for 5 GB plan. So you can change your plan to 2Gb which will save your money. In the same way for DTH connection also, check out the plans which suits your need based on channels you watch regularly rather than going for highest DTH connection pack with all channels.
In telephone bills, its better to use prepaid in case you have no self control on chatting over phone . If it is postpaid connection, if you keep on talking in phone , you will be the victim by post paid and will be surprised with the bill amount at the end of cycle. Also check for better packages like if you use more messaging, better opt for SMS package . So that it will help you to reduce the costs drastically.
2. Look for discounts through online shopping or some festival seasonal offers
First , you must decide and note down what you want to purchase to avoid purchase all unnecessary items at the end. Then look for online portals where in you can get good discounts. But be careful while shopping as you will be more attracted by the adds and discounts which leads to buy unnecessary products.
Sometimes it is better to buy in festival seasons as we will get more offers and also decide whether it is genuine discount sale or not. But you must need to control over shopping . If not your pocket will be empty by unwanted things,
3. Pay the bills on time and avoid penalties.
You must need to note down the due dates for the bills and pay all the bills like Credit card bills, telephone bills, electricity bills on time to avoid unnecessary penalty. Apart from bills, ensure to pay your policy premiums on time to avoid not only penalty, also leads to stop the insurance coverage which is dangerous.
4. Reduce your traveling expenses though car pooling or using public transportation
These days conveyance expenses are more. To avoid unnecessary traveling expenses , if your neighbor or friend is also going in the same route, you can do car pooling and share the transportation cost. If you have good provision for public transportation, always better to use it as it will helps you to save more.
5. Reduce eating out regularly.
Once in a while eating outside is fine .But. If you have food outside regularly, it will cost you more. its always better to take home food which is healthy.
These are some of the tips and If you start brainstorm you can get more ides to save money regularly. What you need is strong desire to save.