Sravanthi

Hi ..I am Sravanthi, working in IT field and i'm more passionate about managing personal finance. I am writing this blog to help people especially salaried employees to invest their money wisely . Check out the articles ..happy reading :)
Sravanthi has written 14 posts for Sravi Financial Tips

Top 5 tips to make your Financial life healthy

We follow simple tips like drinking more water , walking and exercising  etc to keep our health fit. In the same way, here we are going to discuss important things to keep your financial life healthy. 1. Start early and get benefits of compounding powder. We see many people think that its too early to … Continue reading

Can we partially withdraw from EPF (Employee Provident Fund) ?

Most of us know that we can either transfer or withdraw epf amount when we change the organization. But, do you know that on special occasions you can also withdraw some money from your EPF account. Usually when we badly need money, we look for personal loans where interest rates quite high , if you … Continue reading

Is it worth buying Children Insurance plan?

Investing for children studies and children marriage is one of our biggest financial goals. It is you responsibility to give the bright future to your kid in terms of good education. Now a days for higher studies it costs around 10 Lakhs . Do you know how much you require for your child higher studies … Continue reading

Why Emergency Fund is essential in your Financial life?

Life , it is full of up and downs , we dont know when we meet with unexpected situations which makes our financial life difficult and we will badly need money at that moment.  It may be loss of job or medical emergency which needs immediate access of money to smoothen  the  situation. Just go … Continue reading

Are you prepared for your Retirement ?

When i asked young person (late 20’s or 30’s) who is earning decent salary  about retirement plan, i got responses saying that  Why do i think of retirement at this stage, Let me enjoy my life now and i will think about retirement  when i will be reaching late 40’s. Is it correct? Just go … Continue reading

Is it good to do Home Loan part payment ?

Most of us will take home loan for buying our dream home. Before taking loan itself, we start thinking of repaying the loan soon. Because we dont want  psychological  pressure by running loan for many years. If you have some extra cash with you as bonus or shift allowance, then is it good to part … Continue reading

Will you go for Pre approved home loan ?

Home..Its our biggest investment  in lifetime and it requires huge amount of capital .  Almost all people are going for home loan to buy dream home. So, getting home loan is as important as choosing home. Are  you looking for option to know how much loan you are eligible to get before finalizing the home..? … Continue reading

Best ways to invest in Gold

Gold..!! we Indians love gold, we recently started looking it  as investment option especially when the returns on gold are extremely high  these days. Usually,  we buy gold in the form of physical gold  for regular consumption like jewellery . But if you are looking gold as investment option, buying jewellery does not yield good … Continue reading

How EPF (Employee Provident Fund) makes you Rich

Yeah..You heard it correct. Your EPF (Employee provident Fund) makes you rich. Lets see what is EPF and how it will make you rich when you retire. What is EPF This is the great scheme introduced by our government to help salaried people  in saving money for the retirement. Every month, 12 % of your … Continue reading

All about Gratuity

Thia article is aiming at salaried employees only. Here you are going to see all details about gratuity. What is Gratuity: Lump sum amount will be given to you by your employer at the time of leaving organization or retirement which is earlier . . But minimum criteria is you should be with the same … Continue reading

Top 10 Investment options to make your money grow

Investing your hard earned money  in the right product is as important as earning money. If you keep your money idle in saving bank account gives less than 4% return is not good idea when you have more options to invest. Explore the options and invest based on your risk level. 1.Bank Fixed deposits. This … Continue reading

top 5 tips to buy your dream home

Buying Home…This is most of our dream. It needs huge of amount of  money and it eats most of our savings. However buying home or renting home which is the best option is  depends on person to person. We Indians see our own home as emotional attachment. These are the tips before you buying your … Continue reading

Tips to become Crorepati

We all dream to become  crorepati. Do you have that desire ?  If yes, you stopped at the correct place. Here  you are going to see the tips to become crorepati. If you want to get rich quick then, 1. Think of marry a gal who is crorepathi. 2.Participate in KBC show and win it. … Continue reading

Top 5 tips to save your money

We all look for opportunities and ways to earn more money to fill our pockets.  But only very less people can understand the importance of saving. We must remember “penny saved is penny earned”. Here , lets discuss the simple saving tips in our daily life. 1. Reduce your Utility bills like Electricity bills and … Continue reading